VIRC operates in a number of states that allow for VIRC Insurance programs by law. Please contact us at (888) 576-6241 for a list of states in which we are currently approved by law to operate. Depending on the state in which you operate, VIRC can be placed on 100% of vehicles sold. In states that do not allow for this, VIRC can be placed on a vehicle sold in which a buyer has not provided proof of full coverage insurance.